Pay Less Cars

If you are looking for great savings on quality used cars and vans in the Cardiff area, then you have reached the right place. Pay Less Cars are a specialist used car and van dealer based in South Glamorgan. We are proud to offer you a first class customer service and very competitive pricing, so please browse our stock list. At Pay Less Cars, we stock a range of used cars and vans to suit all budgets and lifestyles so we are sure to have the right car or van for you.

If you are looking for a second hand car or van then don't delay, call us today. In order to offer cars and vans to suit everyone we make sure that we update our stocklist regularly. It is therefore always worth giving us a call, even if you don't see what you are looking for on our website.

We offer advice on vehicles and vehicle maintenance and our friendly staff will go the extra mile to guarantee that you receive the advice and support you need.

At Pay Less Cars we don't just sell cars and vans, we do everything possible to get you on the road with your perfect vehicle. Please call, text or email to have a chat and arrange an appointment. We are available 7 day's a week. 

Find Your Perfect Vehicle with Tailored Finance Solutions

Pay Less Cars has partnered with Anglo Scottish Asset Finance, a trusted finance broker renowned for their expertise in asset and commercial finance solutions, as well as private vehicle finance. With decades of experience, their team is dedicated to helping all customers secure the best finance deal to suit their needs.

Why Anglo Scottish Asset Finance?

We carefully selected Anglo Scottish Asset Finance as our finance partner because of

✅ Their extensive range of products, services, and funding solutions

✅ Their commitment to exceptional customer service

✅ Their adherence to the ‘Treating Customers Fairly’ principles and the FCA’s six guiding standards for customer engagement

What Do They Offer?

As an experienced finance broker, Anglo Scottish Asset Finance provides a comprehensive range of capital financing solutions for businesses of all sizes and private individuals looking for vehicle finance. Their extensive network of funders allows them to source the most suitable financing options at the most competitive rates.

A Brief History

Founded in 2007 by four asset funding specialists from both sides of the English-Scottish border (hence the name), Anglo Scottish Asset Finance quickly gained a strong reputation for their outstanding service and deep funder relationships.

Over the years, they have expanded to include commercial funding and private vehicle finance, helping customers achieve their dreams of owning prestige cars, caravans, motorhomes, campervans, and motorbikes.

Their automated systems compare dozens of the UK’s leading funders to secure the best available rate based on your needs.

How to Get Started – It’s Simple!

🚗 Step 1: Find your perfect vehicle.

📞 Step 2: Contact us to confirm availability.

💼 Step 3: Speak with our dedicated Anglo Scottish Asset Finance expert, Karl Follows

📋 Step 4: Karl will guide you through every step, from quoting & securing the best deal for you

🚘 Step 5: Drive away in your new vehicle!

William David t/a Pay Less Cars is an Introducer Appointed Representative (FRN 1050320) of Anglo Scottish Asset Finance Ltd (FRN 629574) who are authorised and regulated by the Financial Conduct Authority. Anglo Scottish Asset Finance Ltd are a Broker and not a lender. Anglo Scottish Asset Finance Ltd can introduce our customers to a limited number of lenders and their finance products. They are not independent financial advisors, they will provide details of the products available, but no advice or recommendation will be made. The customer must decide whether the finance product is right for them.
Anglo Scottish Asset Finance Ltd aim to secure the finance for the customer at the lowest rate they are eligible for from their panel of lenders.
Anglo Scottish Asset Finance Ltd do not charge a fee for their services. Whichever lender they introduce the customer to, they will receive a commission from them (either a fixed fee or fixed percentage of the amount the customer borrows) and different lenders pay different rates. For certain lenders, they do have influence over the interest rate, and this can impact the amount the customer will pay under the agreement.